At Homeowners, we treat our employees like family, and want to make sure that we take care of your families as well. We offer a wide variety of benefits and resources for pregnancies and families. Please see below for an overview. As always, don't hesitate to reach out to HR@homeownersfg.com with additional questions.
You can earn up to 60% of your annual salary for the time you are disabled and recovering from delivery. With the one-week elimination period required by the insurance company, this generally means you receive 5 weeks of disability for vaginal delivery, and 7 weeks of disability for cesarean delivery. Additional details can be found here.
You MUST enroll in the Short-Term Disability benefits prior to becoming pregnant. Pregnancy is considered a pre-existing condition and you will not be able to use the disability benefit if you purchase it while already pregnant.
Based on the state you reside in; you may be eligible for additional disability or leave benefits. Please reach out to HR at HR@homeownersfg.com for more information.
Based on your eligibility, you may qualify for a Family Medical Leave of Absence (FMLA) or General Leave of Absence. This means you can get up to 12 weeks of unpaid leave while recovering from delivery and bonding with your child. Paperwork will need to be completed by your health care provider.
If you plan on delivering in a hospital, you can take advantage of the Hospital Indemnity Plan. Pre-existing conditions are waived for this plan, meaning you can be pregnant and enroll in this benefit. You can earn $1,150+ for your hospital delivery for being admitted to the hospital in a room, and $150 per day after. For example, if you deliver and spend 2 nights in the hospital, you are eligible to receive up to $1,450. Additional details can be found here.
During your recovery from delivery, you are able, but not required to, take any Paid time Off, Vacation, or Paid Sick Leave available to you.
You can save up to $1,500 per year by setting aside pre-tax dollars (max of $7,500 in 2026) to pay for daycare, a nanny, summer camps, and more. Additional details can be found here.
You can save up to $800 per year on qualified healthcare expenses by enrolling in a Health Care Flexible Spending Account, with many essential supplies for newborns and children eligible for reimbursement. Additional details can be found here. For more information on how it can specifically help your family, check out this website.
You can purchase up to $10,000 of voluntary life insurance for your child dependents. More information can be found here.
If you want to create or update a will or trust with the new addition to your family, you can do so with Mutual of Omaha's will preparation service. All full-time employees will have access to this tool for free as part of our employee paid life insurance. For a more robust offering of legal services including adoption assistance, you can purchase additional legal coverage through MetLife. Mutual of Omaha details can be found here and MetLife details can be found here.
Through our free Employee Assistance Program available to all employees, you can take advantage of resources for child care assistance, parenting guidance, family clinical services, and more. Additional details can be found here.